I went online to check out my checking account and discovered a $500.00 bank transfer of money from my account to a PayPal account. I didn't authorize that. Just a couple months ago there was an attempt to transfer $600.00 from my account but nit was foiled before it took place. At that point I changed my user name & password on the advice of my banker. He said who ever initiated the fraudulent transfer had to know my user ID & password. So, with those changed I thought everything was fine. THis $500.00 transfer went through and my checking account was debited. So I had to call the bank, go in in person and sign some paperwork. I was also told I may need to file a police report.
Anyway, the evnt happened on April 12th. A couple days go by and just on a fluke I was going to make a purchase with a credit card I have not used in a long time. I called the 800 number to check my available credit and discovered that it had been maxed out. NOT BY ME! I have not used that card in FOREVER. So I call the bank (Chase). This is not the same bank as my checking account. Someone sent $4,000.00 from my credit card to a paypal account. Low and behold that event also took place on April 13th. Makes me wonder if I have been a victim of identity theft. The credit card issue was easy to resolve. Chase Bank was terrific in how they handled it. However, it may take 5 to 7 days before my checking account is credited with the missing $500.00
This is most disconcerting. We put our money in banks assuming it is safe. The bank is supposed to keep our money safe. It's supposed to be the one place where you will not get robbed. My money was in THIER bank. It was stolen from my account but for all intents and purposes, THE BANK WAS ROBBED! The lesson learned is: Our money is no longer safe in banks.
Now I see no choice but to close the account. Two incidents in about 3 months leaves me no choice. What a hassel.